Thursday, December 12, 2019

Financing at Our San Diego Honda Dealership

Here at Pacific Honda, we know that the car financing process can seem like a big hassle. It doesn't have to be! At our dealership, we make it easy to find the new Honda car you want and we make it even easier to finance. And it starts right on our website.

You can apply for financing and get pre-approved for a loan before you even get to our dealership. Just fill out the form with information like employment info and you'll be well on your way to getting that new car loan. If your credit history isn't perfect, we can still work with you. We offer a “fresh start financing” program that can help drivers who have run into credit challenges in the past.

From there we work with our wide network of lenders to find a loan that works for you. You make a down payment, usually for around 20% of the vehicle's total cost, and finance the rest through a loan. Different factors can influence how much you end up paying. Obviously the APR, or interest rate, will affect your monthly payment and how much you pay overall. The better your credit score is, the lower the rate you're generally able to secure. The length of your loan term, how long you have to pay off your loan, also has an effect on your payments. The average is five years. A longer loan term means lower monthly payments, but more interest paid out. We can help you find a loan with terms that work best for you and your monthly budget.

So if you're ready to buy a new Honda car, visit the San Diego dealership that makes the Honda financing process simple and stress-free. We look forward to helping you!

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