Monday, January 11, 2021

Can I Get an Auto Lease at Pacific Honda with Poor Credit?


Sometimes, you need a new car before you’re financially ready to purchase one. While having poor credit while car-shopping isn’t ideal, we still have options for you to secure a bad credit car lease at Pacific Honda.

Why Lease a Vehicle?

By leasing a vehicle, you can get that new Honda vehicle you’ve been eyeing for less. That way, you’ll still get the advanced features and technology – not to mention premium style – of a new vehicle but with a more comfortable monthly payment.


An auto lease calculator can help give you an estimate of what those payments will be. Keep in mind, this payment will vary depending on the lending rate you secure.


Can I Get a Lease with Poor Credit?  

At Pacific Honda, we work to provide competitive financing options to every car buyer. Lenders look at a number of different factors when approving car leases. One thing they consider is your credit score, since it reflects how you pay off money you borrow.


With a lower score, you will likely have a larger lending rate which could make your monthly payments higher, but it doesn’t mean you can’t find good terms.


What if I’m Not Approved?

If you don’t feel comfortable with the bottom line, there are still options for you. If you make a down payment, that gives you less to finance which can help you get better terms. You may also want to consider a more affordable vehicle, or even a pre-owned option.

Want to see your options? Visit our Honda dealership in San Diego, CA to chat with our financial experts. We are happy to help you determine your financing options, with no obligation to you. We want everyone to have a vehicle they love and can count on and we’d love to help you find one today!


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