Securing Honda Financing at Pacific Honda

When you’re ready for a new car, you’ve got to start by determining your financing options. When it comes to Honda financing, we make the process as simple as can be at Pacific Honda. Our team of financial experts is ready to help you find the most competitive option available.

Get Preapproved

The first step in financing is determining what you can afford. We have a simple application online or we can help you at our finance center at our San Diego Honda dealership. We start by collecting your basic buying criteria: income, debt-to-income ratio, credit history, credit score, and more. Then, we can determine just how much you can afford and if that aligns with the new Honda vehicles you prefer.

What’s in a Car Payment?

Once approved, you need to ensure that your monthly payment is something you’re comfortable with. The total investment for your car is divided over a predetermined term that can be anywhere from two to seven years. A longer term can give you a lower monthly payment, although longer terms often result in a higher interest rate. Your interest rate is the fee you pay each month to your lender. This is measured as a percentage. It is also affected by your credit score.

Outside Factors

Is your monthly payment still higher than you’d like? You can also get a more affordable payment by lowering your total investment. The best way to do that is with a big down payment. That’s the cash you provide upfront. You can also use your existing vehicle as a down payment. There are tools to help you determine your trade-in value so you can see just how much you’re bringing to the table.

Have questions? Visit us at Pacific Honda – we’re happy to help!

Highlighting of the Honda Civic SI at Pacific Honda

It’s about more than just sleek lines and stunning style in this sports sedan. The 2020 Honda Civic Si is “ready for takeoff” with its spectacular performance. There is nothing standard about this sedan at Pacific Honda, but its standard features are something to rave about.

A Look at the Honda Cars at Pacific Honda

By driving one of our Honda cars for sale at Pacific Honda, you’re making a statement. You value performance without sacrificing efficiency. You value function with sacrificing style. Our innovative Honda models can deliver on all accounts. You just have to decide which one you love most.

The Innovative Space of the 2020 Honda Fit at Pacific Honda

There’s an abundance of style and function in the 2020 Honda Fit. The standout hatchback doesn’t just turn heads on the street, it also has a cabin you’ll love, complete with innovative space that’s easily configurable. The Honda Fit at Pacific Honda is a “fit” for anyone.

When to Visit Pacific Honda for Honda Service

We are so proud of the stunning vehicles on our lot at Pacific Honda. They each boast impressive performance and efficiency, as well as groundbreaking technology. We will always encourage all of our vehicle owners to visit our Honda service center to keep their vehicle in fresh-off-the-lot condition.

When Does My Vehicle Need Maintenance?

There are lots of factors that determine your vehicle’s maintenance schedule. Our new car owners don’t need to stop in and see us quite as often as someone who drives an older model with more than 100,000 miles on it. We can help you determine the appropriate schedule for you. Your vehicle needs a regular oil change to keep your engine parts lubricated and help reduce the risk of overheating and even engine failure. A regular tire rotation is crucial to keep your tires from wearing unevenly and possible flat tires.

Does My Vehicle Need to be Serviced?

There are a few key signs that signal your vehicle is in need of Honda service. Is your check engine light lit up on your dashboard? Is your vehicle driving out of character? Is it louder than usual or making strange noises? Does it have an unusual odor or smoke coming from under the hood? Do you notice it pulls or vibrates? It’s best to visit our Honda service center to find the culprit and get it back to running like new.

Why Visit Pacific Honda?

The trained and certified technicians at Pacific Honda know the ins and outs of our new Honda vehicles for sale in San Diego, CA. They aren’t just treating problems you may have, they are helping prevent problems you’ll never have to see. We offer convenient hours as well as competitive pricing, so come see us today!