Bad Credit? No Credit? Finance Thorugh Pacific Honda Anyway!

If you were to visit our dealership website right now and read about our excellent financing department, you’d catch a little nugget in the text making the claim that even potential buyers with poor credit or no credit at all (that means you, first time car-buyers!) can get approved for loans that help them drive away in the vehicles of their dreams.


On the surface, wary consumers think to themselves that this can’t be possible, or that if it is possible, there must be some kind of catch, but we here at Pacific Honda are here to assure you that this is not the case. Over the course of the last few years, customers with lower credit scores have been approved for loans, and an overwhelming majority of them leave surprised at how excellent the terms of their loans really were.

If you are somebody in this boat, we have a couple of recommendations for you before you head on over to pay us a visit. First, know your score before you start looking at cars. There are some great websites that make this very easy, but once you know that, you can start getting a sense of what interest rates may be made available to you. Don’t assume that your score is too low to be approved for a loan, because the good people in our finance department will work diligently to get you the best deal possible. That is, after all, their job, and it’s a job that they love doing.

Whether you’re in Linda Vista, Lemon Grove, Mira Mesa, or anywhere else in the general vicinity of San Diego, used Honda cars and new Honda cars can still be had, regardless of credit. All you have to do is a little bit of research, and then you can stop in and we’ll take care of the rest!